---
title: Create and assign payment methods
slug: configured-commerce/docs/create-and-assign-payment-methods
docTags: 
createdAt: 2026-08-13T10:46:24.000Z
---

Payment methods are generally created during the implementation process; however, there are procedures in the Admin Console to create these payment methods manually, if needed.

## Create a purchase order payment option

1. Go to **Admin Console** > **Sales** > **Payment Methods.**
2. Click **Add Payment Method**.
3. In the **Name** field, enter the name of the payment method.

   :::hint{type="info"}
   **Note**

   This field must match the ERP code that was setup during implementation.
   :::
4. Enter a description in the **Description** field.

   :::hint{type="info"}
   **Note**

   The **Credit Card** toggle should only be switched to **Yes** if setting credit card options.
   :::
5. In the **Active On** field, click the calendar and clock the buttons to select a date and time for when the Purchase Order will be set to activate.
6. In the **Deactivate** field, click the calendar and clock the buttons to select a date and time for when the Purchase Order will be set to deactivate. In most instances this field is left blank.
7. Click **Save**.

## Create a credit card payment option

1. Go to **Admin Console** > **Sales** > **Payment Methods.**
2. Click **Add Payment Method**.
3. In the **Name** field, enter the name of the Payment Method.

   :::hint{type="info"}
   **Note**

   This field must match the ERP code that was setup during implementation.
   :::
4. Enter a description in the **Description** field.
5. Set the **Is Credit Card** field to True.
6. In the **Active** field, click the calendar button and the time drop-down menus to select a date and time for the purchase order option to activate.
7. In the **Deactivate** field, click the calendar button and the time drop-down menus to select a date and time for the purchase order option to deactivate. In most instances this field is left blank.
8. **Click Save** to accept changes.

## Assign the purchase order payment method to a customer

First be sure you [Configure Purchase Orders](docId\:LnfeEvOO9dsiZ7-OuVnvb) for the site. Next, assign a customer to a purchase order. You must assign all purchase orders to customers, but you do not need to assign credit cards to customers.

1. Go to **Admin Console** > **Customers**
2. Select a **Customer** by clicking **Edit**.
3. Scroll down to the **Billing** section.
4. In the **Default Payment Method** drop-down menu, select the desired payment method (that is PO).
5. Click **Save**. The payment term appears on the checkout page for customers to select.

## Disallow credit cards for terms customers

Use this setting to prevent a user of your website who already has non-credit card terms associated to them from being able to select credit card terms during the checkout process. This setting is automatic in reverse - when credit card terms are associated to a user, the user is unable to select another terms code.

1. Go to **Administration > System > Settings** in the Admin Console.
2. Search for **Disallow Credit Cards for Terms Customers**.
3. Set the toggle to **Yes**. If yes, customers with a non-credit card default payment method will not see credit card options in the payment method selector on the checkout page.
4. Click **Save**.